Brazil
C6 Bank
Experian
PV/ IT Specialist I
Brazil
São Paulo, São Paulo, Brazil
PythonJavaAWSGo
Automatic translation. Check the original.
Company Description
Experian is a global data and technology company that drives opportunities for people and businesses around the world. We operate in diverse markets, such as financial services, healthcare, automotive, agribusiness, insurance, among others. Experian invests in people and new advanced technologies to unlock the power of data. We have an incredible team of 25.200 employees in 32 countries.
Our uniqueness is valuing yours. The Experian culture, centered on people, inclusive and purpose-driven, is recognized by several awards — including World’s Best Workplaces™ 2025 (Fortune’s Top 25 globally) and Great Place To Work™ in 26 countries, among others. Check out Experian Life on social media or explore our careers site to understand why. Experian is also proud to be an equal opportunity and affirmative action employer.
Job Description
Technically lead the real-time decision architecture: ensure that the integration layer with risk engines responds within the transaction SLA window, without creating exposure between the call trigger and the decision return.
Responsibilities
- Build APIs REST for the engine and integrations with third parties (anti-fraud, AML, score).
- Implement resilience: timeout, retry, circuit breaker, and idempotency.
- Develop asynchronous producers and consumers for post-decision actions.
- Model transactional and event data in relational databases and NoSQL.
- Maintain automated tests, load tests, and CI/CD pipelines.
- Instrument technical and business metrics (decision time, block rate).
Qualifications
Soft skills
- Ownership: takes responsibility for delivery, does not outsource accountability;
- Decides quickly with available information and adjusts later. Does not get stuck in infinite analysis;
- Identifies gaps and technical risks before proposing a solution, with total transparency;
- Organizes delivery in phases, with incremental value in each one;
- Has the firmness to say no when deadlines or scope do not align, always bringing a concrete alternative
Qualifications
- Expertise in event-driven distributed systems architecture, with a clear understanding of when to use synchronous patterns (transaction decision) and when to use asynchronous patterns (post-decision actions: log, case, Coaf, analytics)
- Design of APIs (REST/gRPC) and API Gateway to integrate multiple external anti-fraud, AML, KYC, and score engines
- Low-latency architecture with critical SLA: transaction decision within a few hundred milliseconds, without leaving a window of exposure to fraud
- Cloud AWS: containers, queues, gateway, observability (logs, metrics, distributed tracing)
- Senior Backend in a robust language (Java, Python or Node, according to the defined stack)
- Information security applied to payments: encryption, tokenization, PCI-DSS best practices
Required
- Senior Backend in Go, Java, Python or Node.
- API REST, messaging, and pub/sub in production.
- Relational databases and NoSQL.
- Automated tests and CI/CD.
- AWS.
- Preferred: fintech or payments experience, prior contact with anti-fraud or AML, observability with Datadog.
Additional Information
Serasa Experian is much more than you imagine. With the purpose of creating a better future by expanding opportunities for people and businesses, in Brazil we are more than 4 thousand people working in diverse teams and specialties. Here, every piece of knowledge and diversity complements each other and you can work on what you love most; we are committed to building an inclusive culture and an environment where people can balance their careers with their personal commitments and interests, valuing well-being.
We are very dedicated to being one of the best and most innovative companies to work for in the country, enabling incredible experiences and careers for our people. Our strong people-first approach is recognized externally through various market certifications: we were awarded by Great Place To Work™ in 24 countries and by the international Top Employers certification, in addition to being recognized as one of the best companies for young professionals and having a rating of 4,6 on Glassdoor. Each recognition indicates that we are on the right path, providing an increasingly better work environment for our talent.
Come be #TimeVeloz!
Let's grow together! We want to truly contribute to the growth of those around us. Our Purpose? Improve lives, share dreams and achievements.
Employee Status: Regular
Role Type: Hybrid
Department: Information Technology & Systems
Schedule: Full Time
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